Republic of the Philippines

DEPARTMENT OF EDUCATION

                                                                                                     Region VIII

SCHOOLS DIVISION OFFICE OF CATBALOGAN CITY

May 16, 2018

DIVISION MEMORANDUM:

No. 167  , s.  2018

DISSEMINATION OF REGIONAL MEMORANDUM NO. 174, S. 2018

TO:     ALL DIVISION OFFICE PERSONNEL

FIELD PUBLIC SCHOOL DISTRICT SUPERVISORS ELEMENTARY/SECONDARY SCHOOL HEADS
TEACHERS AND NON-TEACHING PERSONNEL

In connection with the above-captioned matter, enclosed hereto is a Regional Memorandum No. 174, s. 2018 dated May 10, 2018, RE: Announcement of the Nationwide Launch of the GSIS Financial Assistance Loan Program (GFAL), contents of which is self-explanatory.

Please be guided accordingly.

CRISTITO A. ECO, CESO VI Schools Division Superintendent

For the Superintendent:

FRANCIS ANGELO S. GELERA



Asst. Schools Div. Superintendent

Republic of the Philippines

Department of Education

REGIONAL OFFICE NO. VIE (EASTERN VISAYAS) Government Center, Candahug, Palo, Leyte

MEMORANDUM

 No. 167

TO:              Schools Division Superintendents

Heads,  implementing Unit (IU) Secondary School

FROM:              RAMIR B. UYTICO, Ed.D., CESOIV

OIC-Regional Director

SUBJECT:       ANNOUNCEMENT OF THE NATIONWIDE LAUNCH OF THE

GSIS FINANCIAL ASSISTANCE LOAN PROGRAM (GFAL)

DATE:             May 10,2018                                  –

1.        Attached is DepED Memorandum dated May 7, 2018 from Undersecretary Victoria L

Medrana Catibog entitled Announcement of the Nationwide launch of the GSIS Financial

Assistance Loan Program for DepEd Personnel.

2.        For inquiry you may contact the GSIS call center at the phone numbers indicated in the

attached Memorandum.

3.            For information and guidance.



Republic of the Philippines

Office of the Undersecretary for Finance

Disbursements and Accounting

DM-OUFDA-2018-_006

MEMORANDUM

To                :     ALL REGIONAL DIRECTORS                                                                    bate/Tracking No.             

DIRECTOR IV, BUREAU OF HUMAN RESOURCE AND

ORGANIZATIONAL DEVELOPMENT                                                                     

CHIEF, PERSONNEL DIVISION

Attention :     Schools Division Superintendents

Chiefs, Regional Administrative and Finance Divisions Heads, Implementing Unit (IU) Secondary Schools

From           :     VICTORIA L. MEDRANA CATIBOG                                              s

Undersecretary

Subject       :     ANNOUNCEMENT OF THE NATIONWIDE LAUNCH1 OF THE GSIS

FINANCIAL ASSISTANCE LOAN PROGRAM (GFAL)

Last month, the Department of Education (DepEd) and the Government Service Insurance System (GSIS) finalized the GSIS Financial Assistance Loan (GFAL) Program for DepEd Personnel with the ceremonial signing of its Memorandum of Agreement in the presence of the President of the Philippines in Malacanang, Manila.

The GFAL will allow interested eligible borrowers (DepEd teaching and non-teaching personnel) to reinance their outstanding loans with private lending institutions (PLIs)

accredited under DepEd’s Automatic Payroll Deduction System (APDS). The program aims to: a) improve the inancial capability of DepEd personnel; and b) provide an affordable loan package to enable DepEd personnel to take out or refinance their outstanding loans with die APDS accredited PLIs through the GSIS.

On May 15, 2018, the GSIS will begin offering the program in its branches/offices nationwide. In relation to this, attached is an Announcement from the GSIS for your reference and dissemination to all Schools Division Offices and elementary and secondary schools, so as to inform all DepEd teaching and non-teaching personnel.

For any clarifications and queries, you may contact the GSIS Call Center at Landline

no.   (02)   847-4747, Globe Toll Free Number:       1-800-8-847-4747 (free from both Globe

landline and mobile phone) and PLDT/Smart Toll Free Number:       1-800-10-847-4747 (free

from PLDT landline: a lat rate of P8.00/per call from mobile phone).

APPLICATION FOR GFAL STARTS ON MAY15.2018

The GSIS will accept application or the GSIS Financial Assistance Loan (GFAL) for DepEd Personnel staring May 15,2018.

To qualify for the loan, the Borrower:

1. Must be an active regular member of the GSIS with permanent status and paid
     premiums for the last three (3) years;

2. Has no pending administrative case and/or criminal charge; Provided, however,
     that if the pending case or charge is tiled by an accredited lending institution after
     the issuance of D.O. No. 38, s. 2017 on 31 July 2017 due to the Borrower’s non¬
     payment of his/her loan obligations as a result of the prioritization of GSIS and
     HDMF loan payments, the Borrower shall remain eligible, subject to the submission
     of supporting documents;

3. Is not on leave without pay;

4. Has an outstanding loan fom DepEd-accredited lending institution; and

5. Has no due and demandable loan accounted with the GSIS.

* A loan account is considered in default (and therefore due and demandable) when the total unpaid obligation is equivalent to more man six (6) monthly amortizations.

The following are the requirements for GFAL:

1. Properly filled up GFAL Application Form duly endorsed by the Agency Authorized
     Officer (AAO)

Application Form may be downloaded at.

http://www.qsis.qov.ph/downoads/forms/20180504-FORMS-
GFAL Application.pdf)

2. GSlS-prescribed Statement of Account (SOA) with clear photocopy of i.D. of the
     authorized representative (of lending institution) who will claim the check from the
     GSIS and contact details (i.e., telephone or cellphone number).

The SOA form may be downloaded here:

http://www.gsis.oov.ph/downloadsforms/20180504-FORMS-GFAL SOA.pdf

3. Borrower Loan Agreement, Loan Voucher and/or other certified documents
     indicating the details of the loan from the accredited lending institution/s, such as:
     original loan amount, net loan, term of loan, interest rate, monthly amortization and
     due date of first loan amotization.

4. Payslips for the last three (3) months, certified as true copy by the AAO. Only complete submissions will be accepted and processed by the GSIS.

Below is your 6-Step Guide o the GFAL:

Step l       Accomplish the GFAL Application Form and GSlS-prescibed

Statement of Account (SOA) accurately and completely.

Step 2         Secure / complete the required documentary requirements Kindly

refer to the checklist above. Only complete application will be accepted and processed.

Sep 3           File your application at the nearest GSIS Office. You will be given

an endorsement slip for the FINANCIAL LITERACY SEMINAR to

be provided by GSIS.

Step 4         Attend the Financial Literacy Seminar conducted in GSIS Office.

StepS           Undergo the loan evaluation and counseling process.

Step 6          Sign the loan documents. The form/s will be provided at the GSIS

office only, after loan evaluation and counseling.

Should you have any questions, please contact our Call Center through telephone numbers:

Landline (Metro Manila): (02) 847-4747

Globe Toll Free Number 1-800-8-847-4747 (free from both Globe landline and mobile phone)

PLDT/SmatToll Free Number: 1-800-10-847-4747 (freefrom PLDTlandline: aflat irate of P8.00/per call from mobile phone)



Republic of the Philippines

department of Education

O/jfce o/tte Undersecretaryfor Finance
         Disbursements and Accounting

M – OUFDA – 2018 –
                                                                                       May 7, 2018

MEMORANDUM                                                                                                                   

To                  ALL REGIONAL DIRECTORS

DIRECTOR IV, BUREAU OF HUMAN RESOURCE AND
      ORGANIZATIONAL DEVELOPMENT

CHIEF, PERSONNEL DIVISION

Attention  :     Schools Division Superintendents

Chiefs, Regional Administrative and Finance Divisions Heads, Implementing Unit (IU) Secondary Schools

From             :    VICTORIA L MEDRANA CATIBOG

Undersecretary

Subject      :    ANNOUNCEMENT OF THE NATIONWIDE LAUNCH1 OF THE GSIS

FINANCIAL ASSISTANCE LOAN PROGRAM (GFAL)

Last month, the Department of Education (DepEd) and the Government Service Insurance System (GSIS) finalized the GSIS Financial Assistance Loan (GFAL) Program for DepEd Personnel with the ceremonial signing of its Memorandum of Agreement in the presence of the President-of the Philippines in Malacanang, Manila.

The GFAL will allow interested eligible borrowers (DepEd teaching and non-teaching personnel) to refinance their outstanding loans with private lending institutions (PLIs)

accredited under DepEd’s Automatic Payroll Deduction System (APDS). The program aims to: a) improve the financial capability of DepEd personnel; and b) provide an affordable loan package to enable DepEd personnel to take out or refinance their outstanding loans with the APDS accredited PLIs through the GSIS.

On May 15, 2018, the GSIS will begin offering the program in its branches/offices nationwide. In relation o this, attached is an Announcement from the GSIS for your reference and dissemination o all Schools Division Offices and elementary and secondary schools, so as to inform all DepEd eaching and non-teaching personnel.

For any clarifications and queries, you may contact the GSIS Call Center at Landline

no.  (02)  847-4747, Globe Toll Free Number:     1-800-8-847-4747 (free rom both Globe

landline and mobile phone) and PLDT/Smart Toll Free Number:      1-800-10-847-4747 (free

from PLDT landline: a flat rate of P8.00/per call from mobile phone).

APPLICATION FOR GFAL STARTS ON MAY 15. 2018

The GSIS will accept application for the GSIS Financial Assistance Loan (GFAL) for DepEd Personnel starting May 15, 2018.

To qualify for the loan, the Borrower:

1.   Must be an active regular member of the GSIS with permanent status and paid

premiums for the last three (3) years;

2. Has no pending administrative case and/or criminal charge; Provided, however,
      that if the pending case or charge is filed by an accredited lending institution after
      the issuance of D.O. No. 38, s. 2017 on 31 July 2017 due to the Borrower’s non¬
      payment of his/her loan obligations as a result of the prioritization of GSIS and
      HDMF loan payments, the Borrower shall remain eligible, subject to the submission
      of supporting documents;

3. Is not on leave without pay;

4. Has an outstanding loan from DepEd-accredited lending institution; and

5. Has no due and demandable loan account/s* with the GSIS.

* A loan account is considered in default (and therefore due and demandable) when the total unpaid obligation is equivalent to more than six (6) monthly amortizations.

The following are the requirements for GFAL:

1. Properly filled up GFAL Application Form duly endorsed by the Agency Authorized
     Officer (AAO)

Application Form may be downloaded at:

http://www.qsis.qov.ph/downloads/forms/20180504-FORMS-.
GFAL Application.pdf)

2. GSIS-prescribed Statement of Account (SOA) with clear photocopy of I.D. of the
      authorized representative (of lending institution) who will claim the check from the
      GSIS and contact details (i.e., telephone or cellphone number).

The SOA form may be downloaded here:

http://www.gsis.aov.Ph/downloads/forms/20180504-FORMS-GFAL SOA.pdf

3. Borrower Loan Agreement, Loan Voucher and/or other certified documents
      indicating the details of the loan from the accredited lending institution/s, such as:
      original loan amount, net loan, term of loan, interest rate, monthly amortization and
      due date of first loan amortization.

4. Payslips for the last three (3) months, certified as true copy by the AAO. Only complete submissions will be accepted and processed by the GSIS.

Below is your 6-Step Guide to the GFAL:

Stepl         Accomplish the GFAL Application Form and GSIS-prescribed

Statement of Account (SOA) accurately and completely.

Step 2          Secure / complete the required documentary requirements Kindly

refer to the checklist above. Only complete application will be accepted and processed.

Step 3           File your application at the nearest GSIS Office. You will be given

an endorsement slip for the FINANCIAL LITERACY SEMINAR to

be provided by GSIS.

Step 4          Attend the Financial Literacy Seminar conducted in GSIS Office.

StepS            Undergo the loan evaluation and counseling process.

Step 6           Sign the loan documents. The form/s will be provided at the GSIS

office only, after loan evaluation and counseling.

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